Deposit Interest Rates
APY accurate as of
Personal
| Annual Percentage Yield | Balance Required to Earn APY | |
|---|---|---|
| Emerald Elite - 1st Tier (Limited Transactions) | 1.25% | $0.01 |
| Emerald Elite - 2nd Tier (Limited Transactions) | 1.75% | $100,000 |
| Emerald Elite - 3rd Tier (Limited Transactions) | 2.25% | $250,000 |
| Emerald Elite - 4th Tier (Limited Transactions) | 3.25% | $500,000 |
| Choice Checking (Unlimited Transactions) | 0.35% | $1,000 |
| Platinum (Unlimited Transactions) | 0.75% | $0.01 |
| Sterling Advantage (Unlimited Transactions) | 0.15% | $1,000 |
| BIG Money Market (Limited Transactions) | 0.35% | $0.01 |
| Savings Account (Under $10,000) | 0.25% | $0.01 |
| Savings Account (Over $10,000) | 0.40% | $10,000 |
| Annual Percentage Yield (1) | |
|---|---|
| 1-month | 0.20% |
| 3-month | 2.50% |
| 6-month | 2.75% |
| 8-month(2) Limited time offer! | 3.75% |
| 1 year | 2.50% |
| 13-month(3) Limited time offer! | 3.50% |
| 2 year | 2.25% |
| 3 year | 1.40% |
| 4 year | 1.30% |
| 5 year | 1.35% |
Penalties may be assessed for early withdrawals.
| Annual Percentage Yield (1) | |
|---|---|
| 6-month | 2.75% |
| 1 year | 2.50% |
| 2 year | 2.25% |
| 3 year | 1.40% |
| 4 year | 1.30% |
| 5 year | 1.35% |
Penalties may be assessed for early withdrawals.
The annual percentage yields (APY) listed above are accurate as of the date posted above, and the interest rate is variable and may change after the account is opened. Fees could reduce earnings on the account. Penalties may be imposed for early withdrawal. The average daily collected balance method is used to calculate the interest on the Emerald Elite product. For Certificates of Deposit and IRAs, the daily balance method is used to calculate the interest. For all other products listed, the daily collected balance method is used to calculate the interest. A $500 minimum deposit is required for Certificates of Deposit and IRAs. A $25 minimum opening deposit is required for our checking and savings products. Other fees, restrictions, and terms apply. For complete information regarding our many products and services, please speak with a retail banker.
(1) The APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity.
(2) Special Promotional APY is subject to change without notice. At maturity, the 8-month CD term will auto-renew to a 6-month CD term at the then current rate. This is a limited time offer and may be withdrawn at any time without notice.
(3) Special Promotional APY is subject to change without notice. At maturity, the 13-month CD term will auto-renew to a 1-year CD term at the then current rate. This is a limited time offer and may be withdrawn at any time without notice.
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