Account Description
This unlimited transaction account is designed to provide a low cost option for your every day checking account needs.
Key Benefits of This Account
- Our most popular account
- No Monthly Minimum Balance Fee with direct deposits(1) of at least $300 monthly
- Unlimited transactions
View the Woodforest Checking Account Overview
Account Details
Minimum to open: $25.00
Monthly Minimum Balance Fee:
- No Fee with direct deposits(1) of at least $300 monthly OR if you maintain a balance of $300 or above each day in the statement period
- $7.95 without direct deposit of at least $300 monthly OR if the balance falls below $300 any day in the statement period
- $3.00 Monthly Paper Statement Fee (sign up for eStatements to avoid this fee)
- Monthly Minimum Balance Fee is based on a minimum daily balance
Non-interest bearing account
Every qualifying customer can take advantage of the following benefits on this Woodforest Account
Banking On The Go
Bank anytime, anywhere with our Mobile Banking App.**
Manage Your Accounts
View balances, transactions, eStatements, set up account alerts, and more!
Pay Your Bills
Pay your bills, view payment history, and more.
Mobile Deposit
Deposit checks at your convenience using your mobile phone! It's as easy as taking a photo!
Debit Card Management
Control when, where, and how your Woodforest Debit Card is being used.
Ready to start banking on the go? Download the Woodforest Mobile Banking App today!**
You must be enrolled in Woodforest Online Banking to access your account on our Mobile Banking App.**
Data rates may apply. See carrier for details.
Additional Personal Banking Benefits
Online & Mobile Banking
Debit Cards
Overdraft Services
*Regardless of account type, when items are presented for payment in excess of the balance in your account, an overdraft item fee will be assessed if the item is paid. This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item fee if the transaction is paid. The payment of overdraft items and transactions is at our discretion, and more than one overdraft item fee may be assessed in a single day. For complete details regarding our products, services, and fees, including important details regarding our overdraft fees and options, please stop by one of our convenient branch locations and speak with a retail banker.
**Data rates may apply. See carrier for details.
(1) Direct deposits are monthly deposits made electronically into your account from an employer or other outside agency.
DISCLOSURE
DISCLOSURE
(1) Direct deposits are monthly deposits made electronically into your account from an employer or other outside agency.
DISCLOSURE
DISCLOSURE
*Regardless of account type, when items are presented for payment in excess of the balance in your account, an overdraft item fee will be assessed if the item is paid. This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item fee if the transaction is paid. The payment of overdraft items and transactions is at our discretion, and more than one overdraft item fee may be assessed in a single day. For complete details regarding our products, services, and fees, including important details regarding our overdraft fees and options, please stop by one of our convenient branch locations and speak with a retail banker.
DISCLOSURE
DISCLOSURE
**Data rates may apply. See carrier for details.